We were mid-conversation at a beach house shoot in Lagos – producer pacing, crew adjusting lighting, makeup artists blending under the sun – when she pulled me aside. “Please,” she whispered, sunglasses sliding down her nose, “can you just help me make sense of everything?”

Everything, as it turned out, was:

• A house she just bought, not sure whose name it’s in.
• Royalties from a streaming platform she’s not sure she still has access to.
• A cousin managing her bookings – without any formal agreement.
• A son in Canada, parents in Surulere, a partner she’s no longer sure is temporary.
• Her accountant just ghosted her.
• Her lawyer says “we’ll draft something.”
• Her manager’s making big promises, again.
• And she just signed another international deal.

In her words: “It’s growing faster than I can hold it.”

And she’s not alone.

The Hidden Chaos Behind the Glamour

As creatives, your careers move fast and success rarely waits for structure. Your music drops. Your film trends. Your name starts moving through the right rooms. And before you can breathe, you’re sitting on contracts, land, residuals, endorsements, content rights, kids, and cousins – all floating in different directions.

No spreadsheet. No structure. No safety net.

The chaos doesn’t always look like failure.

Sometimes, it looks like:

• Gifting a house today, regretting it tomorrow.
• Paying everyone else, but forgetting yourself.
• Building a name but not a foundation.
• Earning in five currencies, but no plan for one future.

This is where most creatives sit. And it’s where things begin to unravel – quietly.

Here’s a solution I propose – Start with a Trust.

A trust is one of the simplest, most powerful tools to protect what you’re building.

A trust holds your assets (money, properties, rights, royalties) so that you don’t have to hold it all personally.

It creates a legal container that:

• Protects your work and wealth from opportunists.
• Keeps things in place regardless of personal drama.
• Allows you to define who gets what, when, and how.
• Ensures your children (or parents, or causes you care about) are provided for – with clear instructions.
• Gives you control without chaos.

And the best part is it grows with you and you are in full control.

You can start simple – with just your royalties and one property.

Then layer it up as your brand, content, or catalogue grows.

And yes, you need trusts more than most – you live in a world where your income isn’t linear. You create IP, perform, license, collaborate, partner, sign and exit.

That’s fluid wealth and it needs flexible structure.

A well-designed trust won’t box you in, it is a silent guardrail behind your public career.

You can decide:

• If royalties go to your child until they’re 30.
• If your mum gets a monthly allowance.
• If a portion of every endorsement is reinvested.
• If your content rights are protected for decades.

And because it’s private, your affairs won’t be in courts or on family WhatsApp groups.

Now, I hear many people say:

“I’ll sort it later.”

“I’m not that big yet.”

“My lawyer’s handling it.”

But delay is dangerous when you’re visible and vulnerable.

You don’t need a 20-page legal brief or a billionaire-level portfolio.

You need clarity. You need direction.

You need a structure that honours your work, your people, and your peace.

A Family Office Advisor’s Note

When I sit with creatives, I don’t start with money.

I start with what matters.

What are you building?

Who are you responsible for?

What’s keeping you up at night?

Then we design from there – with a trust as the anchor.

This is not about dying but about living securely and deliberately – knowing you’re protected now and later.

It’s about reclaiming control over your art, your assets, and your aftermath.

….

So yes, she asked me to help her make sense of it all.

We started with a trust.

You can too.